Welcome to CanCap

Whether you are seeking commercial real estate finance expertise or are a first time home buyer.  The experts at CanCap Mortgage Group can help!  Looking to refinance or looking to purchase an additional home?  Reach out today and have one of our professionals put something together for you.  Our group has access to some of […]

Current Rates

Our market rates change daily.  Reach out to one of our experts today for a customized rate quotation for you.

Making Dreams Come True

Our talented group of mortgage finance specialists are experts in both commercial and residential real estate financing across North America.  Our satisfied clients span the globe.

About Us

As of April 2021, CanCap Mortgage Group is the newest franchise in the Dominion Lending Centres network.  While we offer comprehensive residential mortgage brokering, our focus is heavy on commercial mortgage financing.  We are excited to take our in-depth experience as sophisticated developers in the Canadian and United States’ commercial real estate market and apply […]

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Current Rates

RECENTLY FUNDED DEALS (list is not exhaustive)

Loan Type Property Type Location Amount LTV Interest Term
First Mortgage Residential (Rural Area) Edmonton, AB $517,307.34 95% 7.75% 60 months
First Mortgage Residential (Credit Issues) Brampton, ON $1,074,292.00 85% 8.05% 48 months
First Mortgage Residential (Quick Close - 48 hours!) Hamilton, ON $378,500.00 76% 6.95% 48 months
First Mortgage Residential (Rural Area) Calgary, AB $610,000.00 72% 5.54% 48 months
Switch Residential (Better Rate Than Previous Mortgage) Simcoe, ON $290,000.00 71% 6.89% 48 months
First Mortgage Residential (Doctor Couple) Mississauga, ON $1,980,000.00 80% 5.25% 36 months
First Mortgage Residential (Multi-Family Residential Unit) Calgary, AB $657,800.00 95% 8.25% 12 months
Non-Property Loan Loan (To Pay Back CRA Arrears) N\A $12,500.00 N\A 12.00% 24 months
Non-Property Loan Loan (For Equipment Purchase - Emergency Vet Clinic) N\A $5,000.00 N\A 12.00% 24 months
First Mortgage Residential Ottawa, ON $402,732.00 90% 7.04% 12 months
Working Capital Loan Loan (For Restaurant Expansion) N\A $25,000.00 N\A 12.00% 12 months
First Mortgage Residential Kitchener, ON $627,120.00 80% 5.65% 12 months
Line of Credit Residential (HELOC Add-On) Sarnia, ON $95,000.00 N\A 12.00% N\A
First Mortgage Residential (Farm Acreage) Caledon, ON $2,500,000.00 65% 5.70% 36 months
Working Capital Loan Loan (For Restaurant Operations) N\A $250,000.00 N\A 12.00% N\A
First Mortgage Residential Kitchener, ON $598,000.00 90% 5.89% 60 months
First Mortgage Residential (Business-For-Self Couple) Vaughan, ON $800,000.00 78% 6.25% 12 months
First Mortgage Residential Kitchener, ON $170,000.00 79% 6.10% 36 months
Commercial Commercial (Servicing, Master Planned Community) Strathroy, ON $20,000,000.00 50% 8.90% 48 months
First Mortgage Residential (Rural Area) Simcoe, ON $264,000.00 72% 5.80% 60 months
First Mortgage Residential (Rural Area) Sudbury, ON $625,750.00 74% 5.90% 60 months
First Mortgage Residential Kitchener, ON $624,000.00 80% 5.85% 48 months
First Mortgage Residential (Quick Close - 48 hours!) Brampton, ON $607,990.00 85% 5.74% 60 months
First Mortgage Residential (Multi-Unit With Tenants) North Vancouver, BC $425,000.00 90% 6.00% 60 months
First Mortgage Residential (High-Ratio) Brampton, ON $860,000.00 95% 6.10% 48 months
First Mortgage Residential Chatham, ON $100,000.00 33% 5.10% 36 months
Working Capital Loan Loan (Emergency Funds - 24 hours!) N\A $5,000.00 N\A 12.00% N\A
First Mortgage Residential (New Construction) Delta, BC $909,000.00 78% 5.05% 48 months
Line of Credit Residential (Self-Employed, Stated Income) Barrie, ON $200,000.00 72% 6.75% 24 months
Second Mortgage Residential (for Investment Purposes) Windsor, ON $568,750.00 81% 7.00% 12 months
Second Mortgage Residential (Rental Property) Strathroy, ON $340,000.00 85% 7.75% 12 months
First Mortgage Residential (First Time Home Buyer) Kitchener, ON $1,015,000.00 80% 4.90% 36 months
First Mortgage Commercial (Warehouse Strata Unit) Smithville, ON $1,450,000.00 70% 6.89% 36 months
Second Mortgage Residential (Rental Property) Surrey, BC $200,000.00 80% 9.00% 12 months
First Mortgage Residential (Quick Close Private, Funding Fell Through) Etobicoke, ON $472,500.00 87% 8.75% 12 months
First Mortgage Residential (Complicated BFS) Oakville, ON $1,675,000.00 78% 6.05% 36 months
Equity Investment Residential (Multi-Family Subdivision with Interest Reserve) Waterloo, ON $10,500,000.00 62% 7.10% 48 months
First Mortgage Commercial (Funding Fell Through) White Rock, BC $2,456,000.00 75% 8.00% 12 months
Equity Investment Commercial (Land banking) Scarborough, ON $14,750,000.00 51% 8.10% 18 months
First Mortgage Commercial (Retail and Music Studio) Vaughan, ON $635,000.00 77% 5.25% 36 months
First Mortgage Commercial (Funeral Home) Calgary, AB $1,700,000.00 73% 6.89% 12 months
First Mortgage Residential Purchase ON $782,000 78% 4.05% 36 months
First Mortgage Commercial Servicing Finance Vancouver Island, BC $8,600,000 64% 8.99% 24 months
First Mortgage Residential Purchase ON $411,000 96% 2.29% 60 months
First Mortgage Residential Refinance ON $1,450,000 78% 2.74% 36 months
Second Mortgage Residential Refinance (self employed, quick close required) Windsor, ON $900,000 80% 4.05% 24 months
First Mortgage Residential Refinance (self employed) Brampton, ON $1,500,000 70% 1.45% 60 months
First Mortgage Rental Property Equity Take-Out Scarborough, ON $280,000 75% 1.60% 60 months
First Mortgage (First Responder Mortgage Benefit Program) Residential Purchase (husband is self-employed, wife is a front-line worker) Kelowna, BC $900,000 75% 2.05% 60 months
First Mortgage Residential Purchase (remote area, outside of major urban centre) ON $600,000 65% 3.99% 60 months
Land Loan Multi-Family Townhouse Development Kelowna, BC $22,600,000 60% 5.5% 24 months
First Mortgage Residential Purchase (bruised credit, self-employed) London, ON $325,000 65% 3.75% 60 months
Equity Take-out Second Residence(with Rental Income) Cobourg, ON $780,000 75% 6.25% 36 months
Second Mortgage Residential Brampton, ON $200,000 69% 8% 12 months

Aside From Our Own Private Funds, We are Proud of Our Lending Partners…

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Experience

Technology

Efficiency and Speed

Funding Diversity

Resources

CanCap Mortgage Group’s Value Proposition

Our value proposition is unique and sets us apart from the competition for a number of key reasons: EXPERIENCE The founders of our group have collectively completed more than $2B in commercial land development, making us one of the most experienced commercial development firms in the country.  Our knowledge base includes the development and management […]
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Our Team

John (Adam) Watson, Chief Executive Officer

Hana Hodna, Chief Administrative Officer

Peter F. Holgate, Chief Operating Officer & Principal Broker

Chris J. Gallant, Mortgage Originator

Jody Eagen, Mortgage Originator

Raj Dhaliwal, Mortgage Originator

Satpaul Saroya, Mortgage Broker

Ajay Singh, Mortgage Originator

Chad Johnson, Mortgage Originator

Yahya Mahmoud, Mortgage Broker

Julian Kwong, Mortgage Originator

Sophia Lin, Mortgage Originator

Ricky Gaurian, Mortgage Originator

Raza Rizvi, Mortgage Originator

Surinder (Shawn) Ahuja, Mortgage Originator

Yohan Ramakrishnan, Mortgage Originator

Sonia Kaushik, Mortgage Originator

Blog

Check our website frequently for interesting insights into the world of commercial real estate.

Bank of Canada Holds The Overnight Policy Rate Steady at 5% For the Third Consecutive Meeting

Bank of Canada Holds The Overnight Policy Rate Steady at 5% For the Third Consecutive Meeting

The Bank of Canada Held Rates Steady and Took A More Neutral Tone It was widely expected that the Bank of Canada would maintain its key policy rate at 5% for the third consecutive time. It will continue to sell government securities (quantitative tightening) to normalize its balance sheet. Market participants weighed and measured each […]

Will the Bank of Canada diverge from the US Fed on rate cuts?

Will the Bank of Canada diverge from the US Fed on rate cuts?

US ‘drives the bus’ on long-term interest rates – but BoC likely to push ahead with cuts, suggests economist Decision makers at the Bank of Canada could be weighing up possible interest rate cuts in 2024 – but they’re sure to be keeping a close eye on developments south of the border as they consider […]

Canadian Employment Gains Stronger than Expected in November, While Unemployment Rose and Hours Worked Fell

Canadian Employment Gains Stronger than Expected in November, While Unemployment Rose and Hours Worked Fell

Jobless Rates Hits 22-Month High–Led by Losses in Finance and Real Estate EmploymentToday’s StatsCanada Labour Force Survey for November was a mixed bag. Total employment gains were stronger than expected. However, the rising unemployment rate and drop in hours worked were signs of mounting economic weakness, especially in the financial and real estate sectors.  Employment […]

What Our Clients Say

Our group is very excited to have been referred to the CanCap team.  It is refreshing to work with a group of financiers that are passionate and knowledgeable about the CRE vertical.  This is not something that is easy to find!  We look forward to closing with you folks soon.

RBR, BC

I was very glad to be referred to the CanCap guys in trying to get our multi-family project before the right lenders.  Beforehand, we were getting rejected and could not figure out why.  CanCap has been almost like a consultant for us in the approach they take to organizing the deal for submission.  We will absolutely be bringing all of our commercial deals to the CanCap team moving forward.

MSD, Ontario

CanCap has been great as we work towards closing a large commercial deal that we have not been able to advance with anyone else – simply because we have been told it is “too complicated”.  The access to private capital that the CanCap guys have is unique and especially important to us as there was no way an institutional lender was going to look at our deal. 

JWS, Alberta